Best credit card offers of december 2018 – mindy money gas engineer salary

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Which is the best credit card for you? I tend to only sign up for a new card if the bonus is at least 50,000 miles, $500 or more. gas efficient suv 2014 The only times I would make an exception to this rule are when I have a specific need to fill. For example, I want to book a flight on Alaska or a partner, but am short 20,000 miles. Their card comes with 30,000 miles normally, so this would make sense to get my mileage balance up. It is smart to have a plan of action for upcoming new cards. But, you should always watch for increased sign up bonus offers, and be ready to deviate a little to take advantage. There are cards that are sometimes 50,000 bonus miles and then go up to 100,000 for a short while. Jump when you see these offers!

This is card is a favorite amongst travel enthusiasts. It comes with primary car rental insurance, airport lounge access with free food and drinks, 3 points per dollar on travel and restaurants, and 50,000 bonus points worth a minimum of $750 of travel, but I usually get $1000-$3000 worth of travel out of 50,000 Chase Ultimate Rewards (UR) points. It has a $450 annual fee but comes with a $300 annual travel credit, so the effective fee is $150, which is completely worth it for all the benefits. gas constant for nitrogen The best offer they’ve presented was 100,000 miles for opening. This is very unlikely to come back anytime soon. It still deserves a place in any traveller’s wallet.

I used the points from this bonus to take a trip to Malawi with one direction in business class and the other in coach. While I may not recommend that trip specifically to just anyone, I will always recommend flying business class! The comfort of lay flat seats on long haul flights can’t be beat. I can’t wait to find out what makes first class even more special on a long international flight.

Another option very similar to this card would be the Chase Sapphire Preferred which also comes with 50,000 points for spending $4000 in the first three months. However, the annual fee is $95 as opposed to the effective $150 fee of the Reserve. The extra insurance you receive and the 3 points per dollar vs. 2 points per dollar, plus Priority Pass access and TSA Pre-check/Global Entry credit, make the Reserve worth much more than the $55 difference in my opinion. electricity word search printable Besides all that, your points are worth 1.5 cents per dollar as opposed to 1 cent, if you want to use them to book travel rather than transferring them to a travel partner. I consider this my best credit card for travel. Chase Ink Business Preferred

You can earn 80,000 bonus points for spending $5,000 in 3 months. On a prime redemption, this is enough points to fly business class roundtrip adventure to Europe! You’ll earn 3 points per dollar spent on travel, shipping purchases, Internet, cable and phone services, and on advertising purchases made with social media sites and search engines. This is one of the best business card offers out there with a minimum of $1000 of value. New – Chase Ink Business Cash

This card comes with $500 cash back. (This can be converted to 50,000 Chase UR points if you have a UR earning card like Sapphire or Business Ink Preferred). There is no annual fee, so this one will be great to increase your credit age over the years. It gives 5% (or 5x points per dollar) on office supply store purchase, internet, cable and phone. You’ll earn 2% (2 points) at restaurants and gas stations. This one definitely deserves a place in your wallet for business expenses. g gas lol SPG Business American Express

SPG points have been one of the best in the industry because they have the largest number of travel partners, over 60 airlines! Also, there are extra benefits like 5,000 bonus miles when you transfer 60,000 to a partner. You can also combine hotel nights with a flight for a killer deal using their “Nights and Flights”. There is also a personal version of this card, if you don’t have a qualifying small business. The current offer is 75,000 points for spending $5000 in the first three months. This would equal up to 40,000 miles on any of the parent airlines if transferred at least 20,000 points at a time. I’d recommend this program to anyone, because it’s so flexible. Some changes are occurring with their partnership with Marriott, but it is still probably the most flexible program around. Gold Delta SkyMiles Business Card

This card is good if you fly Delta regularly. It currently only comes with a 30,000 mile bonus, so not a top recommendation at this time. Check out the personal offer, though, at 50,000 points with first year free! You get 2x miles on any Delta purchase, a free checked bag, priority boarding and a 20% credit on in-flight expenses. Alaska Airlines Credit Card

This card’s current offer is 40,000 bonus miles for spending $2000 in the first three months. The $75 annual fee is not waived. A huge bonus (if you plan on flying Alaska) is a free companion pass. electricity definition wikipedia This allows you a one-time ticket for a friend when you book a regular flight, for just $121 taxes and fees. You’ll also get 3 miles per dollar spent on Alaska Airlines and 1 point per dollar on everything else. American Express Business Gold Rewards

This card earns 4 points per dollar on two categories you spend most on each billing cycle, with the remaining 4 earning 1 points per dollar. It currently offers a 50,000 point bonus which can be transferred to a number of different travel partners. It has recently changed to a $295 fee, but the whopping 4 points per dollar for categories you may use regularly can add up very quickly. electricity billy elliot karaoke with lyrics Citi Aadvantage Business Platinum Select

This card currently offers a whopping 70,000 bonus miles for spending $4000 in the first three months! The personal version comes with 50,000 miles. (Think business + personal plus Barclays Aviator = 180,000!) The card comes with benefits including free checked bag, priority boarding, companion certificate at $30,000 spend and more. The business card has a $95 fee, waived the first year. The personal is $95, also waived the first year.

This card makes it to the list because you only have to make one purchase and pay the $95 annual fee to receive 50,000 bonus American Aadvantage miles. That’s almost enough points to fly to Europe roundtrip or one way in business class! You can also earn an American Airlines companion certificate after spending $30,000 on the card in a cardmember year. There’s a 5% bonus on all the miles you earn each year when you pay your annual fee. Checked bags are free and you get to board in group 5 (early) on AA flights.

Often there are offers for 100,000 points for this card. I’d recommend waiting until you find this offer if anything less than 100,000 points are offered. c gastronomie vitam With this card you’ll get 5X Membership Rewards ® points on flights and prepaid hotels booked at amextravel.com, 50% more points on large business purchases and 35% Airline Bonus, and access to 1,100+ Global Airport Lounges. A steep annual fee of $550 is worthwhile if you use Uber and can take advantage of the $200 of airline fee credit. Also, it’s worth it if you’d like Global Entry or TSA Pre-check, or take advantage of the other major benefits. You’ll earn 5X points on flights and prepaid hotels on amextravel.com, 1.5X points per dollar on eligible purchases of $5,000 or more. Barclaycard Arrival Plus World Elite Mastercard

This card earns 2x miles on every purchase and 10x at hotels.com! They are worth 1 cent each or transfer to 12 new airline partners at a rate of 2 miles:1.5 airline miles. That makes those hotels.com purchases worth 7.5 miles per dollar! The current bonus is excellent at 75,000 miles which would equal $750 or 56,250 airline miles. This one would be high on my list if I was over 5/24. What’s Next?

Check back in January to see what has changed. The best offers may be the same or we may have some exciting new contenders. No matter which cards are in your wallet, make sure you’re getting the maximum value out of them. m gasol Know your bonus categories and other benefits. Cards that come with annual fees almost always come with extra benefits. You may be eligible for travel insurance, free wifi, free checked bags, business lounge entry and more. Know your cards and maximize your travel!