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Getting your home HomeFit certifiedOnce you’ve made the improvements suggested by the online check go to “ Get HomeFit certified”. This will bring up a range of local qualified HomeFit assessors who can visit your home to do the inspection and, if your home is up to the standard, give you the HomeFit certificate. You can email the assessors directly from this website.

Marketing a home as HomeFitIf your home is certified as HomeFit or HomeFit PLUS it will be recorded on some property websites with the HomeFit tick alongside other information such as the number of bedrooms and bathrooms. This means that anyone looking to buy or rent your home can have some peace of mind that it’ll be warmer, drier and safer. If for any reason you don’t want people to know your home meets the standard then please email KiaOra@HomeFit.org.nz.

The HomeFit online check reportWhile you’re completing the online check you can click at any time on the “Get your self-assessment checklist”. This will bring up a short report summarising where your home is doing well and where it could do with some improvements. electricity projects for high school students You can print this out at any time and/or send this as a link in an email for example.

I want to use HomeFit to self-check multiple propertiesThat’s fine. gas key staking Just register to use the HomeFit website and you can save multiple properties and retrieve these whenever you log in. They are visible under the "Account" button at the top of the screen. This could be useful if you are looking at multiple properties to buy or rent, or you hold a portfolio of properties. Remember though that you’ll need to get a formal assessment from a qualified assessor to be able to get a home certified as HomeFit.

What about the RTA Amendment regulations for rental properties?The qualified HomeFit assessor will also check whether your home meets the insulation and smoke alarm requirements of the Residential Tenancies (Smoke Alarms and Insulation) Regulations 2016 ( RTA). Even if you’re not thinking about renting this home it’s useful to know if it would meet the standard. It’s also useful to know that the fire alarms are working and are in the right place.

Becoming a first time home buyer is a big decision, but being a homeowner comes with many advantages. A mortgage payment combined with property taxes and insurance is often the same or only slightly more than monthly rent. electricity diagram flow Instead of throwing away your rent money, you will be building equity with each payment. Additionally, your payments will be offset by tax savings from mortgage interest deductions, which constitute most of the payment in the early years of a mortgage. Finally, real estate has historically appreciated.

A good place to start the entire process is to visit a mortgage loan officer to “pre-qualify” and establish your maximum loan amount. Call Tony Mounce Mortgages today! This loan maximum, coupled with your available cash, will determine the price range in which you should look. j gastrointest surg You can begin shopping by communities you want and need, remembering that “location-location-location” can be as important as the home itself.

When shopping for a mortgage, look at the overall cost, not just the interest rate. Generally speaking, the higher the rate, the lower the number of points charged. Make sure you understand any hidden costs or special early payment penalties, which could create problems for you. Look at different mortgage products, such as shorter-term fixed-rate loans or adjustable rate loans, but be sure you understand what your “worst case scenario” is if interest rates rise.

Buying a home is usually an emotional decision, and you need the counsel of a reputable, knowledgeable Canterbury first time home buyer agent who can help you buy wisely. gas zone edenvale As a first-time buyer, professional real estate assistance can be crucial. You should insist that the agent work with you as a “buyer’s agent” to be your advocate in the transaction.

In 2015, the New Zealand Government introduced important reforms to the Residential Tenancies Act which require all landlords to ensure that their rental properties meet minimum insulation requirements. The changes were in response to concerns that many rental properties did not provide adequately safe, warm, or dry accommodation, particularly for lower income tenants.

• Health and Safety Risk – When an experienced professional insulation installer could not install insulation in a particular areas without creating a risk to the health and safety of any person. The risk must be greater than that usually considered acceptable for professional installers. This is usually where installation would pose a significant risk to the safety or health of the installer.

Outbuildings such as garages or sheds that are separate from the living areas of a property do not need to meet the insulation requirements. If, however, part of an outbuilding adjoins a habitable space, then that part must meet the insulation requirements. For example, if the roof of the garage is directly below the floor of a habitable space.

This exception usually applies when the local council gave development approval for a building design that had an insulation design where other forms or areas of insulation made up for minimal underfloor or ceiling insulation. For instance, where wall insulation made up for minimal ceiling or underfloor insulation. The landlord should provide evidence of the building specifications and of compliance with insulation requirements at the time of building.

A premises does not need to meet the insulation requirements if the landlord intends to demolish the property or substantially rebuild part of it within 12 months of the start of the tenancy. For this exception to apply, the landlord cannot simply have an intention to rebuild or demolish. The landlord must have evidence of the intention to rebuild or demolish within 12 months, such as an application for building consent, redevelopment work, or resource consent.

• Make the Space Safe – Before you enter a ceiling or underfloor space, make sure it is safe to do so. Turn off the power at the mains, as there may be exposed live wires in the roof or ceiling – this is an electrocution risk! If there is foil insulation installed, be especially careful. gas and bloating after every meal You should wait for a few minutes after switching off mains power as the foil may still be conducting electricity. Proceed with extreme caution around foil insulation and avoid unnecessary direct contact with it.