Capital one venture rewards credit card review credit karma gas vs diesel generator

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Some cards that aren’t co-branded with airlines still call their currency "miles." These programs reward cardholders primarily with travel perks. With these cards, you can usually redeem for other rewards like gift cards and cash back, but at a lower redemption rate.

Capital One® Venture® Rewards Credit Card is clearly geared toward people who don’t want to get bogged down with restrictions. Not only will your miles never expire as long as your card is open, but you’ll be able to redeem them with virtually any airline, hotel brand or car rental agency.

You can also redeem your miles for cash, gift cards, or other non-travel expenses if you just want to take a staycation. Heads up, though: Redemption rates for these options may vary, and you’ll typically get the best value when redeeming for travel. This is a travel rewards card, after all.

No need to worry about categories here. With two miles earned per dollar spent, your travel rewards can really add up. Think about it: If you spend an average of $2,000 a month, that’s 4,000 miles (or $40 in travel rewards) in your account. Not impressed? Multiply that by 12, and you end up with 48,000 miles ($480 in travel rewards) a year.

Capital One waives the annual fee for your first year, and it’s only $95 thereafter. When stacked up against other popular travel cards like Chase Sapphire Preferred® Card ($0 intro, $95 after first year) and Premier Rewards Gold Card from American Express ($0 intro; $195 after first year), this is a relatively low fee. Streamlined rewards

Like other Capital One® credit cards, Capital One® Venture® Rewards Credit Card comes with no foreign transaction fees. As a Visa Signature® card, it also offers benefits like complimentary travel upgrades, a 24-hour concierge service and an auto rental collision damage waiver at no additional cost. Heads up: What you should consider before applying

It’s great to receive a statement credit for travel purchases you’ve already made, but don’t take too long to use the Purchase Eraser® tool. The opportunity to redeem miles for a statement credit expires 90 days after the travel purchase posts to your account. Beware of the hard inquiries

When you apply for a new card, Capital One may pull your credit reports from the three major bureaus: TransUnion, Equifax and Experian. This hat trick of hard inquiries can result in some unfortunate (yet temporary and typically minor) consequences for your credit scores. Watch out for the APR

Travel rewards cards tend to have a higher-than-average APR to make up for the additional benefits they provide. This card has a 14.49% – 24.49% variable APR for purchases and balance transfers, and you’ll want to be careful if your APR ends up on the higher end of that range. You might be losing out on bigger travel rewards

Since these miles have a fixed value, you might not able to maximize their worth in the same way you would with other types of points and miles. One mile will always be worth exactly one cent, and people wanting to use their miles to book first-class tickets at a great value may want to look elsewhere, like the Chase Sapphire Preferred® Card or a co-branded airline card. The competition: How Capital One® Venture® Rewards Credit Card stacks up against similar cards Chase Sapphire Preferred® Card

*See the online provider’s credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all credit card information is presented without warranty. When you click on the "Apply Now" button, you can review the credit card terms and conditions on the provider’s website. See Details, Rates & Fees

If you fly American more than any other airline, Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard® may give you more value than Capital One® Venture® Rewards Credit Card. You’ll earn two AAdvantage® miles per dollar spent on eligible American Airlines purchases, at gas stations and at restaurants. The value of AAdvantage® miles may vary based on how you redeem them, but you can get started with a nice sign-up bonus: For a limited time, earn 60,000 American Airlines AAdvantage® bonus miles after making $3,000 in purchases within the first three months of account opening.

Although American Airlines carried more passengers on international flights to and from the U.S. in 2016 than any other airline, being confined to only one airline isn’t ideal for the spontaneous traveler. However, this card comes with airline-specific perks like one free checked bag on domestic itineraries. As with many rewards credit cards, the annual fee is waived the first year, but going forward, you’ll have to pay $99 annually. Capital One® VentureOne® Rewards Credit Card From our partner

*See the online provider’s credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all credit card information is presented without warranty. When you click on the "Apply Now" button, you can review the credit card terms and conditions on the provider’s website. See Details, Rates & Fees

Consider the Capital One® VentureOne® Rewards Credit Card to be sort of like the little brother to the Capital One® Venture® Rewards Credit Card. With this card’s sign-up bonus, you’ll receive only 20,000 miles after spending $1,000 on purchases within three months of account opening. And instead of earning 2x miles per dollar spent, you’ll earn 1.25 miles.

There’s still plenty to like here, though. There’s no annual fee, and this card comes with a 0% introductory APR on purchases for 12 months (after that, it converts to a variable APR of 13.49% – 23.49%). The essential guide to the best travel rewards cards

“Cards like the Capital One® Venture® Rewards [Credit Card] are suited to both frequent and occasional travelers who value simple, flexible rewards programs,” says credit card rewards expert Jason Steele. “These kind of miles, which you can use when you purchase travel services from any company, are ideal for people who don’t want to deal with frequent flyer miles and hotel points.”

The Capital One® Venture® Rewards Credit Card’s sign-up bonus is appealing to anyone with a sixth sense for travel deals. With the ability to earn double miles per dollar spent, this rewards program offers flexibility and freedom where other cards fall short.

I’ve had this card a year now. The credit limit was very generous, I was very surprised. I have been a CapitalOne customer for years in one form or another. Yes, their customer service can be frustrating depending on who you get when you call, but I’ve had problems with updating my address / phone number before and some reps have really stood up and helped. Overall, I enjoy working with CapitalOne over other banks I have used in the past. I highly recommend this card!

I wanted to add another prime card with 2x miles. Considered the Arrival + from Barclays but decided to app for the cool looking metal Venture card that has a lower AF. Per CK, my odds fluctuated from Very good to Excellent with CK scores of 734 – 744. I was a little nervous since this would result in a triple HP when I submitted my application but then was shocked twenty seconds later with my new $ 30,000 Visa Signature limit!

I just applied for this card through the credit karma link and was instantly approved for a $10,000 card with a 17.99% rate. I am super pumped! my scores are 710 TU and 681 EQ. I also have 2 low limit Capital One cards that I have had for 4 and 7 years.

I’ve own this card for approximately 2 years. I love it more now then ever! I pay everything with it and pay off at the end of the month. I’ve earned at least $1,500 in travel! It helped me fly to Australia for less then $200!! And to top it off, the costumer service is the best! I HIGHLY recommend this card!