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For Christmas Club accounts, the entire balance will be paid to you by a transfer to a designated account or by check on November 1st and the account will remain open. gas company You may not make withdrawals from your Christmas Club accounts at any other time. If you wish to access the funds in your Christmas Club accounts, you must close it. physics c electricity and magnetism study guide If you close your Christmas Club account, you will be assessed a fee as disclosed in the Services Charges and Fees brochure. For Christmas Club accounts, no fee will be charged if the closure occurs within seven (7) days of the date the account is opened.

** Annual percentage yield is calculated using a range of balances from $500.01 to $100,000.00. A dividend rate of 0.10% will be paid only on the portion of your daily balance that is greater than $500.01. The annual percentage yield (APY) for this tier will range from 0.10 % to 0.11 %, depending on the balance in the account. * If your daily balance is $500 or less, the dividend rate paid on the entire balance will be 5.00%, with an annual percentage yield (APY) of 5.12%. electricity 2pm mp3 Deluxe Money Market Minimum Balance

• Your account that is linked to this MyPicture debit card will be charged $12 each time you submit a new Image and the credit union approves the MyPicture Debit Card. v lab electricity The $12 fee will apply to new, replacement and/or re-issued MyPicture Debit Cards. You authorize Firefighters Credit Union to charge all applicable fees to the card account associated with your MyPicture Debit Card when your image is approved.

• You warrant to Firefighters Credit Union that: (i) you are the owner of the Image (i.e. Image was taken by you) or you have obtained express consent from the Image’s owner to use the Image on your MyPicture Debit Card and for the credit union to alter, copy, print, distribute, prepare and use the Image on your MyPicture Debit Card. (ii) You have obtained express consent from any person whose Image you use on your MyPicture Debit Card and (iii) use of the Image by Firefighters Credit Union will not infringe any  individuals or businesses rights, including intellectual property , privacy or publicity rights in the Image.

• You shall indemnify and hold harmless Firefighters Credit Union, it’s employees, directors and affiliates, against any and all claims, liabilities, losses, costs and expenses of any nature arising from the issuance and use of this service or as a result of the Image being used on and reproduced on your MyPicture Debit Card, or arising out of or as a result of Firefighters Credit Union storing, modifying, copying or using the Image.

• Firefighters Credit Union’s liability hereunder is limited to refunding the fee associated with the issuance of the MyPicture Debit Card, and Firefighters Credit Union is not liable to you for any loss, damage, claim or expense whatsoever in relation to any action or omission by Firefighters Credit Union in connection with the MyPicture Debit Card service or product. gas weed Firefighters Credit Union is not responsible for poor quality images or images poorly positioned on the MyPicture Debit Card Template.