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Many if not most Manufactured Housing Professionals – MHPros – know the truth about our industry’s products and services. That said, millions of people don’t know. You might say that they have been conditioned into thinking something that is untrue. Hold that thought, because in many ways it is a key to unlocking the future profit potential for your business and location(s).

For longtime readers, recall, that a manufactured housing professional – an informed MHI member – is the one who suggested that we research and report on Operation Mockingbird. Google it, we did, and then we did the report at the link below. Family Jewels was a term used in a declassified CIA document about a once-secret operation, Operation Mockingbird.

The most basic social unit is that of the family. “Social engineers” have been trying to redefine the family for decades, and to some degree, one must admit, that has worked. gas efficient suv 2015 Teams and businesses have used the phrase “ we are family” for some time. The performers The Sisters Sledge in 1980 cut the hot tune – “ We Are Family.” Dated now, it was red-hot then.

We created the graphic above years ago, because we understood in a broad sense what was necessary, and how to do it. What we didn’t fully grasp was how the biggest association and the biggest companies in our industry were arguably part of the problem, not part of the solution. But thanks to tips from various informed readers, now we have got it.

In high-cost areas of the country, FHA’s loan limit ceiling will increase to $726,525 from $679,650. FHA will also increase its floor to $314,827 from $294,515. electricity in india voltage Additionally, the National Mortgage Limit for FHA-insured Home Equity Conversion Mortgages (HECMs), or reverse mortgages, will increase to $726,525 from $679,650. FHA’s current regulations implementing the National Housing Act’s HECM limits do not allow loan limits for reverse mortgages to vary by MSA or county; instead, the single limit applies to all mortgages regardless of where the property is located.

Due to robust increases in median housing prices and required changes to FHA’s floor and ceiling limits, which are tied to the Federal Housing Finance Agency (FHFA)’s increase in the conventional mortgage loan limit for 2019, the maximum loan limits for FHA forward mortgages will rise in 3,053 counties. In 181 counties, FHA’s loan limits will remain unchanged. By statute, the median home price for a Metropolitan Statistical Area (MSA) is based on the county within the MSA having the highest median price. It has been HUD’s long-standing practice to utilize the highest median price point for any year since the enactment of the Housing and Economic Recovery Act (HERA).

The National Housing Act, as amended by HERA, requires FHA to establish its floor and ceiling loan limits based on the loan limit set by FHFA for conventional mortgages owned or guaranteed by Fannie Mae and Freddie Mac. FHA’s 2019 minimum national loan limit, or floor, of $314,827 is set at 65 percent of the national conforming loan limit of $484,350. This floor applies to those areas where 115 percent of the median home price is less than the floor limit.

DALLAS, Dec. 14, 2018 (GLOBE NEWSWIRE) — Legacy Housing Corporation (Nasdaq: LEGH), the fourth largest producer of manufactured homes in the United States and a recognized leader and innovator in the manufactured housing industry, announced today the pricing of its initial public offering of 4,000,000 shares of common stock at a public offering price of $12.00 per share. The gross proceeds of the offering, before deducting underwriting discounts and commissions and other offering expenses payable by Legacy Housing, are expected to be $48.0 million. electricity definition physics All of the common stock in the offering is being offered by Legacy Housing. Legacy Housing has granted the underwriters a 30-day option to purchase up to an additional 600,000 shares of Legacy Housing common stock at the initial public offering price, less underwriting discounts and commissions.

Legacy Housing intends to use the net proceeds of the offering to expand its retail presence in the southern United States and surrounding geographic markets, provide financing solutions to select housing community-owner customers, repay debt and pursue possible acquisitions, and use the remainder for working capital and general corporate purposes.

A registration statement relating to the shares being sold in this offering was declared effective by the Securities and Exchange Commission on December 12, 2018. This offering is being made only by means of a prospectus. Copies of the final prospectus related to this offering may be obtained, when available, from: B. Riley FBR, Inc., Attention: Prospectus Department, 1300 14 th Street North, Suite 1400, Arlington, VA 22209, or by telephone at (800) 846-5050 or by email at; Oak Ridge Financial, Attention: Joseph Sullivan, 701 Xenia Avenue South, Suite 100, Golden Valley, MN 55416, or by telephone at (800) 231-8364 or by email at; or National Securities Corporation, Attention: Marguerite O’Brien, 200 Vesey Street, 25 th Floor, New York, NY 10281, or by telephone at (212) 417-8164 or by email at

This press release shall not constitute an offer to sell or the solicitation of an offer to buy these securities, nor shall there be any sale of these securities in any state or jurisdiction in which such offer, solicitation or sale would be unlawful prior to registration or qualification under the securities laws of any such state or jurisdiction.

Legacy Housing Corporation builds, sells and finances manufactured homes and “tiny houses” that are distributed through a network of independent retailers and company-owned stores and are sold directly to manufactured housing communities. We are the fourth largest producer of manufactured homes in the United States as ranked by number of homes manufactured based on information available from the Manufactured Housing Institute and IBTS for the second quarter of 2018. With current operations focused primarily in the southern United States, we offer our customers an array of quality homes ranging in size from approximately 390 to 2,667 square feet consisting of 1 to 5 bedrooms, with 1 to 3 1/2 bathrooms. Our homes range in price, at retail, from approximately $22,000 to $95,000.

This press release contains forward-looking statements, including with respect to the expected closing of Legacy Housing’s initial public offering. These forward-looking statements are subject to a number of risks, uncertainties and assumptions, including that the conditions to the closing of the initial public offering are not satisfied. 2015 electricity rates Legacy Housing undertakes no obligation to update any such forward-looking statements after the date hereof, except as required by law.

The Council’s 13 Federal member agencies will engage with governments at all levels on ways to more effectively use taxpayer dollars to revitalize low-income communities. The Council will improve revitalization efforts by streamlining, coordinating, and targeting existing Federal programs to Opportunity Zones, economically distressed communities where new investments may be eligible for preferential tax treatment.

President Trump signed the 2017 Tax Cuts and Jobs Act, creating Opportunity Zones to stimulate long-term investments in low-income communities. The program offers capital gains tax relief to those who invest in these distressed areas. 3 gases that cause global warming This program is anticipated to spur $100 billion in private capital investment in Opportunity Zones. Incentivizing investment in low-income communities fosters economic revitalization, job creation, and promotes sustainable economic growth across the nation, especially in communities HUD serves. Read more about the Opportunity Zones program.

Opportunity Zones are a powerful vehicle for bringing economic growth and job creation to the American communities that need it the most. On average, the median family income in an Opportunity Zone is 37 percent below the state median. To date, 8,761 communities in all 50 States, Washington D.C., and five Territories have been designated as Opportunity Zones. Nearly 35 million Americans live in communities designated as Opportunity Zones.

“For decades, job growth and investment have been concentrated in a few major metropolitan areas,” the President said after signing an executive order to create the White House Opportunity and Revitalization Council. “Some cities have thrived, while others have suffered chronic economic and social hardship. With Opportunity Zones, we are drawing investment into neglected and underserved communities of America.”

The purpose of Opportunity Zones is to lift up communities that have been neglected by Washington and left behind for far too long. The typical family income in these areas is 37 percent below their state’s median level. The average poverty rate is 32 percent—almost double the national average. Nearly 35 million Americans live in these communities. electricity vancouver wa Now, help is on the way.

That in turn, should remind industry professionals that the Manufactured Housing Institute (MHI) reportedly turned on their agreement to advance the candidacy of Victor DeRose. De Rose was the “ consensus candidate” formerly agreed to by MHI and the Manufactured Housing Institute (MHI) and the Manufactured Housing Association for Regulatory Reform (MHARR). But an MHI ‘insider’ advanced Danner – per sources – and while MHI’s President Richard ‘Dick’ Jennison was purportedly “ livid,” and “ apologetic,” MHI in fact did only fig leaf posturing, while states struggled under the Obama- and Castro-era Danner appointment at OMHP.

It is one of several #NettlesomeThings about MHI that as 2018 winds down, and 2019 looms ahead, the industry’s professionals must soberly consider. For a detailed review of issues, see the linked report access in the box immediately below, as well as more insights from the Related Reports, further below. That’s tonight’s “ News through the lens of manufactured homes, and factory-built housing.” © where “ We Provide, You Decide.” © ## (News, analysis, and commentary.)

“ Few themes arise” in mainstream media “ organically,” said Attkisson in this TEDx talk video. She relates a story by a propagandist. “ It’s like a movie,” the propagandist explained, giving her chills at that moment. “ Nearly every scene or image that crosses our path in our daily life was put there for a reason,” he said, per Attkisson, who is an award winning journalist. Those themes, per the propagandist, are “ authored by someone that paid a lot of money to put them there.”

As regular, longer time, Daily Business News on MHProNews readers know, we’ve been on this theme that predates this TEDx talk by some time. gas utility We were already following facts, evidence, history, and the money. We admit that there was some things – that are arguably fake – that we were either blinded to, or distracted from. It was industry voices – people in positions of knowledge – that patiently told us the lay of the land on some issues we didn’t have completely right.

Try to be objective, share that notion with your team mates that don’t already see what you get, and tell them to go where the evidence, money, and logic point. As a related note, the industry obviously suffers from problematic reporting inside MHVille and aimed at it. Both of those need to be proactively addressed, see the related reports, further below.