San diego for retirement – california (ca) – page 5 – city-data forum electricity and circuits

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This weekend I met a couple in their 40’s (2 kids) who sold their home in NJ and moved here… because of the weather. They have been here 3 years, renting and now just figuring out they can’t afford to buy anywhere near where they want to live (they want to be as close to the beach as possible, in a walkable, urban setting). They have this whole idea fleshed out in their head that SD is about to boom and all these marginal areas are going to get fixed up. It’s total delusion.

A former colleague of mine moved here from Pittsburgh to escape the winters. She was single, no kids and she had such high expectations of what she hoped would happen when she moved here. She ended up in a total crap condo in Mira Mesa and she was miserable. She lived here 10 years before moving to Las Vegas to retire. I still keep in touch w/ her and she says she’s pretty happy there. She visits here on occasion and says she really doesn’t miss it here that much because she says she was stressed out all the time which took all the joy out of living here.

Right now I’m working w/ a guy who moved here from Detroit…he’s married and they have a son. He makes good money as he’s fairly high up in our company but even he has mentioned that he’d never be able to retire here and he’d feel more comfortable doing so in a more retirement-friendly city.

Unexpected struggles pop up when you least expect it…that’s whats freaky and for this reason, I want to be financially prepared when (not if, but when) they happen. My mother-in-law didn’t plan to break her femur shortly after getting a knee replacement…which then led to her getting a life-altering auto-immune disorder. She can’t walk, drive…we have to drive her to the hospital all the time, her house isn’t equipped for a wheelchair…she has insurance but they only cover so much and the medical bills are piling up. She can’t afford hearing aides, she needs a new a/c, her house has termites…the list goes on.

People envision retiring on the beach and think life will be all sunshine and rainbows…real life just doesn’t turn out that way. Unless I end up winning the lottery, I plan on retiring elsewhere….someplace where my money will go farther.

A former colleague of mine moved here from Pittsburgh to escape the winters. She was single, no kids and she had such high expectations of what she hoped would happen when she moved here. She ended up in a total crap condo in Mira Mesa and she was miserable. She lived here 10 years before moving to Las Vegas to retire. I still keep in touch w/ her and she says she’s pretty happy there. She visits here on occasion and says she really doesn’t miss it here that much because she says she was stressed out all the time which took all the joy out of living here.

Right now I’m working w/ a guy who moved here from Detroit…he’s married and they have a son. He makes good money as he’s fairly high up in our company but even he has mentioned that he’d never be able to retire here and he’d feel more comfortable doing so in a more retirement-friendly city.

Unexpected struggles pop up when you least expect it…that’s whats freaky and for this reason, I want to be financially prepared when (not if, but when) they happen. My mother-in-law didn’t plan to break her femur shortly after getting a knee replacement…which then led to her getting a life-altering auto-immune disorder. She can’t walk, drive…we have to drive her to the hospital all the time, her house isn’t equipped for a wheelchair…she has insurance but they only cover so much and the medical bills are piling up. She can’t afford hearing aides, she needs a new a/c, her house has termites…the list goes on.

People envision retiring on the beach and think life will be all sunshine and rainbows…real life just doesn’t turn out that way. Unless I end up winning the lottery, I plan on retiring elsewhere….someplace where my money will go farther.

You are correct. Life is not "better" in CA if you can’t afford it. I and my wife had the choice between returning to SD for retirement or move to another State and we could afford SoCal. After weighing all the pros and cons, and we were born and raised in SoCal, we chose Central East Coast FL and it was a good choice.