The best credit cards for groceries of 2019 – the points guy gas zeta costa rica


Americans spend more annually on groceries than any other major household expense that can be easily paid for with a credit card. You should have a rewards card that maximizes this big chunk electricity around the world of your budget. But unlike with travel rewards credit cards where the choices are plentiful, there are only a handful of points and cash-back cards that offer groceries as a bonus category — and nearly all of the top choices come from one issuer, American Express.

Still, that doesn’t mean it’s hard to find a card that pays more than 1 cent per dollar on your supermarket shopping. We found five credit cards that 9gag tv pay rewards worth $190 or more annually for the typical household. Consumer expenditure data from the Bureau of Labor Statistics shows the average household spends $4,363 on “food at home,” so $190 is enough to buy more than two weeks of groceries for free each year. And if your electricity kanji grocery budget is bigger, you stand to benefit even more from a rewards card tailored for grocery spending. The 5 Best Credit Cards for Groceries

Keep in mind: Since this card is part of Amex’s Membership Rewards program, points are more valuable than the standard 1 cent each you’ll find with most cash-back cards. According to TPG’s latest valuations, Membership Rewards points are worth 2 cents apiece. That means for every dollar spent at a grocer, you’ll earn 3 points worth 6 cents. Then if you hit 30 monthly transactions, those 3 points per dollar spent turn into 4.5 points per dollar spent worth 9 cents gas and supply locations apiece, making this the most valuable grocery card available.

Taking into account the welcome bonus and annual fee, I estimate a typical card holder who paid for nothing but groceries power definition physics electricity with this card could earn at least $467 during the first year of card membership. (I did not take into account the potential transaction bonus in this figure.) The information for The Amex EveryDay® Preferred Card has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.

Other rewards and perks: Earn 4x points at US restaurants, 3x points on flights booked directly with airlines or on and 1x points on other static electricity in water purchases. Earn up to $10 in statement credits monthly when you pay with your card at participating partner restaurants. Receive up to $100 annually in travel credits when the qualifying airline you choose charges you incidental fees.

Keep in mind: Target offers the REDcard as either a debit or credit card. Since this card is only valid at Target, my math assumes you’ll do all of your grocery shopping at Target — it doesn’t take into account any other shopping you might do at the large retailer. Also, unlike with other cards, you won’t actually redeem anything — you’ll just save 5% at checkout.

Keep gas vs electric oven running cost in mind: I estimate the first-year value of the Amex EveryDay to be worth $375 (not taking into account the potential transaction bonus). This card earns less than the EveryDay Preferred, but it doesn’t have an annual fee. Looking long term, if you’ll only put groceries on these cards then the break-even point between the EveryDay and EveryDay Preferred power vocabulary words is when your annual grocery bill is $4,750. If you spend significantly less on groceries annually, the Amex EveryDay card will likely be the better choice. The information for The Amex EveryDay® Card has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer. Other Possibilities

If you’re willing to put in some work, using business credit cards with an office supply store bonus — like the Ink Business Cash Credit gas and bloating after miscarriage Card or the SimplyCash® Plus Business Credit Card from American Express — to buy gift cards toward grocery shopping could help you earn 5% cash back (up to $25,000 per year for the Ink Cash and up to $50,000; then 1% for the Simply Cash). There aren’t necessarily a lot of grocery options to choose from, however, as Staples is showing a handful of grocery-related gift cards online. Of course, you may find more options in the chain’s physical gas variables pogil packet answers stores. The office supply chain limits online gift card purchases in any gas evolution reaction one order to $2,000 or less “due to federal anti-money laundering regulations.”

A few cards like the Chase Freedom and Discover it® Cash Back offer quarterly bonuses in rotating categories, upon enrollment. For January, February and March of 2019 the Discover it Cash Back will feature 5% cash-back on up to $1,500 in purchases at grocery stores. And, since card holders get their cash back matched in this first year after opening their account, you’ll earn up to 10% back if you’re a new card holder. For gas utility bill Discover it card holders still within their first year, this is a great return on grocery spending. The card offers 1% cash back on all other purchases.

There are also two other cards that have lower grocery reward returns, but when combined with their welcome bonuses and lack of an annual fee, offer high overall first-year value. Those are the Chase Freedom Unlimited with a first-year return of $215 and the basic Hilton Honors Card from American Express with a first-year return of $581. You can find electricity jokes great savings on groceries in an unusual spot — office supply stores. (Photo by Passakorn Techamanakitchaikul / EyeEm / Getty Images) Recap: Best Credit Cards for Groceries

Everybody needs groceries, so you should be taking advantage of a card that offers bonus categories for supermarket shopping. Just keep in mind that the best card for groceries may not be the same card you should be using on other transactions, such as when you dine at a restaurant (Amex Gold not withstanding) or fill up at a gas station. But before electricity online games you head to the grocery store, make sure at least one of the above cards is in your purse or wallet in order to rack up plenty of travel rewards or cash back.